.page-disclaimer {
  --ins-hairline: rgba(10, 31, 68, 0.14);
  --ins-card-bg: rgba(255, 255, 255, 0.76);
}

.page-disclaimer .ins-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 18px;
  padding: 26px 0 12px;
}

.page-disclaimer .ins-hero-copy {
  display: grid;
  gap: 8px;
  align-content: start;
}

.page-disclaimer .ins-hero-abstract {
  margin: 6px 0 0;
  max-width: 58ch;
  font-size: var(--fs-3);
  line-height: 1.75;
  color: var(--color-text);
}

.page-disclaimer .ins-hero-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 10px;
}

.page-disclaimer .ins-hero-media {
  min-width: 0;
}

.page-disclaimer .ins-hero-img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: var(--radius-md);
  object-fit: cover;
  box-shadow: var(--shadow-sm);
}

.page-disclaimer .ins-toc {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px 12px;
  margin: 18px 0 36px;
  padding: 16px;
  background: var(--color-primary);
  border-radius: var(--radius-md);
}

.page-disclaimer .ins-toc-item {
  display: inline-flex;
  align-items: baseline;
  gap: 8px;
  min-width: 0;
  padding: 9px 4px;
  color: #fff;
  font-size: var(--fs-2);
  line-height: 1.4;
  text-decoration: none;
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
  transition: color 0.2s ease, border-color 0.2s ease;
}

.page-disclaimer .ins-toc-num {
  flex: none;
  font-family: var(--font-data);
  font-size: var(--fs-2);
  color: var(--color-cyan);
}

.page-disclaimer .ins-section {
  padding: 34px 0 30px;
  border-top: 1px solid var(--ins-hairline);
}

.page-disclaimer .ins-section-alt {
  padding: 34px 0 30px;
  background:
    linear-gradient(180deg, rgba(255, 107, 53, 0.06), rgba(10, 31, 68, 0.04)),
    rgba(227, 232, 240, 0.5);
  border-top: 1px solid rgba(255, 107, 53, 0.16);
  border-bottom: 1px solid rgba(255, 107, 53, 0.16);
}

.page-disclaimer .ins-section-head {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 20px;
}

.page-disclaimer .ins-section-num {
  flex: none;
  display: inline-block;
  padding: 6px 10px;
  font-family: var(--font-data);
  font-size: var(--fs-2);
  line-height: 1;
  color: var(--color-primary);
  background: var(--color-accent);
  border-radius: var(--radius-pill);
}

.page-disclaimer .ins-section-head h2 {
  margin: 0;
  font-family: var(--font-heading);
  font-size: var(--fs-6);
  line-height: 1.2;
  letter-spacing: -0.02em;
  color: var(--color-heading);
}

.page-disclaimer .ins-section-sub {
  margin: 6px 0 0;
  font-size: var(--fs-2);
  line-height: 1.55;
  color: var(--color-text);
  opacity: 0.8;
}

.page-disclaimer .ins-card-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 12px;
}

.page-disclaimer .ins-card {
  padding: 18px;
  background: var(--ins-card-bg);
  border: 1px solid var(--ins-hairline);
  border-top: 3px solid var(--color-cyan);
  border-radius: var(--radius-sm);
}

.page-disclaimer .ins-card h3 {
  margin: 0 0 8px;
  font-size: var(--fs-3);
  line-height: 1.35;
  color: var(--color-heading);
}

.page-disclaimer .ins-card p {
  margin: 0;
  font-size: var(--fs-2);
  line-height: 1.7;
  color: var(--color-text);
}

.page-disclaimer .ins-section-foot {
  margin: 16px 0 0;
  font-size: var(--fs-2);
  line-height: 1.6;
  color: var(--color-text);
}

.page-disclaimer .ins-section-foot a {
  color: var(--color-cyan);
  font-weight: 500;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.page-disclaimer .ins-accuracy {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 18px;
}

.page-disclaimer .ins-accuracy-copy p {
  margin: 0 0 12px;
  font-size: var(--fs-2);
  line-height: 1.7;
  color: var(--color-text);
}

.page-disclaimer .ins-accuracy-copy p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .ins-accuracy-facts {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin: 0;
}

.page-disclaimer .ins-fact {
  margin: 0;
  padding: 14px;
  background: var(--color-primary);
  border-radius: var(--radius-sm);
}

.page-disclaimer .ins-fact dt {
  margin: 0;
  font-size: var(--fs-1);
  line-height: 1.4;
  color: rgba(255, 255, 255, 0.68);
}

.page-disclaimer .ins-fact .data-number {
  display: block;
  margin-top: 4px;
  font-size: var(--fs-6);
  line-height: 1.1;
  color: var(--color-accent);
}

.page-disclaimer .ins-notice-list {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 12px;
}

.page-disclaimer .ins-notice-item {
  padding: 16px 18px;
  background: var(--ins-card-bg);
  border-left: 3px solid var(--color-accent);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}

.page-disclaimer .ins-notice-item h3 {
  margin: 0 0 6px;
  font-size: var(--fs-3);
  color: var(--color-heading);
}

.page-disclaimer .ins-notice-item p {
  margin: 0;
  font-size: var(--fs-2);
  line-height: 1.7;
  color: var(--color-text);
}

.page-disclaimer .ins-contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 12px;
}

.page-disclaimer .ins-contact-card {
  padding: 16px 18px;
  background: var(--ins-card-bg);
  border: 1px solid var(--ins-hairline);
  border-radius: var(--radius-sm);
}

.page-disclaimer .ins-contact-card h3 {
  margin: 0 0 8px;
  font-size: var(--fs-2);
  font-weight: 500;
  letter-spacing: 0.03em;
  color: var(--color-heading);
}

.page-disclaimer .ins-contact-value {
  margin: 0;
  font-family: var(--font-data);
  font-size: var(--fs-4);
  line-height: 1.4;
  word-break: break-word;
  color: var(--color-heading);
}

.page-disclaimer .ins-contact-addr {
  font-family: var(--font-body);
  font-size: var(--fs-3);
  line-height: 1.55;
}

.page-disclaimer .ins-contact-tip {
  display: block;
  margin-top: 6px;
  font-size: var(--fs-1);
  line-height: 1.5;
  color: var(--color-text);
  opacity: 0.72;
}

.page-disclaimer .ins-outro {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin: 32px 0 6px;
  padding: 18px;
  background: var(--color-primary);
  border-radius: var(--radius-md);
}

.page-disclaimer .ins-outro-text {
  margin: 0;
  font-size: var(--fs-2);
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.88);
}

.page-disclaimer .ins-outro .btn-outline {
  border-color: rgba(255, 255, 255, 0.75);
  color: #fff;
}

@media (hover: hover) {
  .page-disclaimer .ins-toc-item:hover {
    color: var(--color-accent);
    border-color: var(--color-accent);
  }

  .page-disclaimer .ins-outro .btn-outline:hover {
    background: var(--color-accent);
    border-color: var(--color-accent);
    color: #fff;
  }
}

@media (min-width: 640px) {
  .page-disclaimer .ins-toc {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }

  .page-disclaimer .ins-card-grid,
  .page-disclaimer .ins-notice-list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
  }

  .page-disclaimer .ins-accuracy {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .page-disclaimer .ins-contact-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
  }
}

@media (min-width: 960px) {
  .page-disclaimer .ins-hero {
    grid-template-columns: minmax(0, 7fr) minmax(0, 5fr);
    gap: 32px;
    align-items: center;
    padding: 34px 0 18px;
  }

  .page-disclaimer .ins-section {
    padding: 46px 0 40px;
  }

  .page-disclaimer .ins-section-alt {
    padding: 46px 0 40px;
  }

  .page-disclaimer .ins-section-head h2 {
    font-size: var(--fs-7);
  }

  .page-disclaimer .ins-accuracy-facts {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .page-disclaimer .ins-contact-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 14px;
  }

  .page-disclaimer .ins-outro {
    margin-top: 40px;
  }
}